By Janelle Cardozo – October 20, 2025
Greetings from Outbanked!
If there’s one theme this week, it’s policy meets plumbing.
New York made blockchain analytics mandatory for banks, moving on-chain visibility from “crypto best practice” to banking infrastructure. The message: if you touch digital assets, trace them.
In Washington, the Senate’s crypto bill is still advancing – shutdown or not, bringing the U.S. closer to a unified market-structure framework.
Meanwhile, Tether CEO Paolo Ardoino reignited the CBDC vs. Bitcoin debate, calling central bank digital currencies “tools of surveillance” and doubling down on Bitcoin as financial sovereignty in code.
Taken together, it’s clear: the rails are getting rebuilt – one bill, one blockchain, one argument at a time.
Money is programmable, political, and finally being governed like it.
— Janelle Cardozo, Publisher
