Top Insights
Capital flowed into the systems that keep global commerce running – payments orchestration, embedded finance, compliance-ready banking rails, and fraud-proof transaction layers.
The theme was unmistakable: investors are concentrating their biggest checks behind platforms that have already proven they can scale, ship, and survive.
The Big Five
Checkout.com
$820M Late-Stage Equity (United Kingdom)
Checkout.com secured $820 million from Coatue, DST Global, and Dragoneer, reinforcing its position as one of the most important payment processors in global e-commerce
The company continues to expand its unified payments stack and real-time settlement capabilities across Europe, APAC, and MENA, supporting high-growth enterprises that need reliable, multi-rail orchestration at scale.
Brex
$310M Growth Equity (United States)
Brex raised $310 million from TCV, Kleiner Perkins, and Bond as it accelerates enterprise adoption of its spend-management and embedded-finance platform.
The company is deepening cross-border onboarding, expanding its API-led financial-services stack, and pushing treasury automation further into mid-market and multinational accounts.
Solaris
$180M Series F (Germany)
Banking-as-a-Service leader Solaris closed $180 million from BBVA, HV Capital, and Lakestar.
Solaris powers embedded accounts, cards, lending, and payments across the EU, with the new round focused on regulatory scaling, passporting, and next-generation compliance tooling – critical as European fintech continues to formalize and tighten oversight.
Payhawk
$95M Series D Extension (Bulgaria / United Kingdom)
Payhawk added $95 million from Greenoaks and Lightspeed Venture Partners, strengthening its position as one of Europe’s top unified spend-management platforms.
The company is rolling out enhanced AI controls, cross-entity treasury capabilities, and multicurrency card programs designed for global finance teams managing distributed operations.
Vesta
$52M Growth Equity (United States)
Vesta raised $52 million from Goldman Sachs, Fin Capital, and Fifth Third Capital to scale its fraud-prevention and guaranteed-payments platform.
As digital commerce fraud rises across mobile and cross-border channels, Vesta’s real-time risk engine is becoming an increasingly strategic layer for merchants, issuers, and global payment providers.
Startups on the Radar
Sokin – $50M Series B (United Kingdom)
London-based Sokin closed €42.9 million (~$50 million) in fresh capital led by Prysm Capital, with participation from Watershed Ventures, Morgan Stanley Expansion Capital, Aurum Partners, and early PayPal alumni.
Sokin supports global businesses with multi-currency accounts, cross-border payments, and treasury infrastructure, enabling transfers in 70+ currencies and holdings in 26 currencies.
The new funding expands its global footprint across Asia, the Middle East, and South America, with the company’s valuation rising to €257 million ($300 million).
Omnisient – $12.5M Series A (Global / U.S. Expansion)
Omnisient raised $12.5 million, co-led by TransUnion, to bring its privacy-safe alternative-data platform to U.S. lenders.
Its clean-room infrastructure helps banks and insurers score and onboard credit-invisible consumers without exposing personally identifiable information.
To date, Omnisient has helped score 8 million previously unscorable individuals, with 3.2 million gaining credit access through alternative behavioral data.
Fintech’s center of gravity is moving decisively toward infrastructure.
Checkout.com and Brex are scaling the rails that power enterprise commerce. Solaris and Payhawk are embedding regulated banking and spend workflows inside the software companies already use. Vesta is hardening the security layer as fraud surges globally.
Meanwhile, Sokin and Omnisient show how cross-border treasury and privacy-safe data are expanding access for businesses and underserved consumers.
The capital is clear-eyed and disciplined, and it’s flowing to platforms that make the financial system faster, safer, and more global.
Disclaimer: This digest is for educational purposes only and does not constitute financial advice.
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