Dealflow Digest: Fintech Funding Highlights

Fintech ended mid-December with a clear signal: capital is concentrating around credit access, global payments, and financial infrastructure built for scale. From rent-based credit building in the U.S. to stablecoin payments crossing borders, investors backed platforms that expand who gets access to money, and how reliably it moves.

This week is about distribution, inclusion, and rails that already work.

The Big Five

Esusu
$50M Series C (United States)

Esusu raised $50 million in a Series C round, pushing its valuation past $1 billion. The company enables renters to build credit through on-time rent payments, partnering with property managers and financial institutions to expand credit access for consumers traditionally excluded from the system.

The round reinforces investor conviction in alternative credit-building models tied to real-world financial behavior.

Fibe
$35M Series F (India)

India-based digital lender Fibe secured $35 million from IFC and TPG to scale lending products for middle-income consumers.

The company plans to strengthen underwriting models and broaden its product suite, reflecting continued demand for digital credit across India’s rapidly formalizing financial ecosystem.

Zed
$16.5M Series A (Philippines)

Manila-based fintech Zed raised $16.5 million in Series A funding led by Accel, bringing total funding to $22.5 million.

Zed targets young Filipino professionals using AI-driven underwriting based on income and transaction data rather than traditional credit scores.

Since launch, the company has recorded a 500% increase in monthly transaction volume and nearly 200,000 waitlist sign-ups, signaling strong demand for modern consumer credit products in the Philippines.

IMTC
$12M Series A (United States)

Fixed-income fintech IMTC raised $12 million from Nyca Partners, Lord Abbett, and Tribeca ESP. The platform provides portfolio construction, trading, and compliance tools for bond strategies, helping advisors and institutional allocators manage SMAs and duration exposure more efficiently.

The round highlights growing investor interest in modernizing fixed-income infrastructure.

Skydo
$10M Series A (India)

Cross-border payments platform Skydo secured $10 million in Series A funding led by Susquehanna Asia Venture Capital,
with Elevation Capital and Eximus Ventures participating.

Skydo focuses on faster, lower-cost international payouts for businesses,
tapping into continued demand for efficient global money movement from emerging markets.

Also Notable

RedotPay – $107M Series B (Global)

Stablecoin payments fintech RedotPay raised $107 million in an oversubscribed Series B round led by Goodwater Capital, with participation from Pantera Capital, Blockchain Capital, Circle Ventures, and existing investor HSG.

The company now serves 6+ million users across 100+ countries, processes over $10 billion in annualized payment volume, and generates $150 million in annualized revenue while remaining profitable.

Funds will be used for compliance expansion, licensing, global hiring, and product innovation across stablecoin-powered cards and payout rails.

This week’s funding paints a sharp picture of where fintech momentum sits:

Credit access is evolving – rent payments, alternative data, and AI underwriting are expanding who qualifies.
Payments are going global by default, with stablecoins and cross-border rails gaining real traction.
Infrastructure beats experimentation, especially in fixed income, lending, and regulated markets.

From Esusu and Zed widening credit access, to RedotPay proving stablecoins can operate at consumer scale, the theme is consistent: fintech is investing in financial inclusion that actually ships.

Disclaimer: This digest is for educational purposes only and does not constitute financial advice.

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